Small Business Saturday

Each year on the Saturday after Thanksgiving, small businesses are celebrated.  This day is called Small Business Saturday (SBS) and 2020 will be the tenth anniversary of it.  This year it is November 28.  So what is Small Business Saturday?  In 2010, American Express founded this day and devoted it to supporting small business and… Read more…

IRS Revises Its Rules and Procedures Related to PPP Loans

PPP loans were authorized to cover certain business expenses (i.e. payroll, mortgage interest, rent, utilities) that were paid or incurred from February 15, 2020 through December 31, 2020. And, as most of you know, there is a loan forgiveness component to these PPP loans. The IRS published Revenue Ruling Rule 2020-27 and Revenue Procedure 2020-51… Read more…

Standing Bear v. Crook – One of the first Civil Rights cases

In honor of Native American Heritage Month, here is a story about Chief Standing Bear, the man who persuaded a federal judge to recognize Native Americans as persons with the right to sue for their freedom. In 1877, the peaceful Ponca Tribe was forced off of their land in Nebraska along the Niobrara River by… Read more…

5 things to know about Medicare

We are fortunate to have a guest blogger, Debra Haley. She is a financial advisor and franchise owner of Ameriprise Financial. She may be contacted at Debra.Haley@ampf.com or (251)219-6087. Planning for health care in retirement can help you be better prepared to handle the expected and unexpected costs. Medicare is a significant part of that… Read more…

Hurricane Sally Disaster Assistance

Hurricane Sally was major disaster that struck us here on the Gulf Coast.  Many people were affected by this horrific event, whether it was from just losing power and Wi-Fi, to losing everything.  Hopefully most of you have gotten power back and are able to live in your home, but if not, there are assistance… Read more…

National Small Business Week and Supporting Local Small Businesses

Normally, National Small Business Week is held the first week in May, but we know that 2020 is anything but normal. The event was postponed until this month. The Small Business Administration (SBA) is kicking off the week with a virtual conference. Here is the link to the events: Some of the topics included: SCORE… Read more…

Opioid use and ADA Accommodations

On August 5, 2020, the EEOC issued two new documents: Use of Codeine, Oxycodone, and Other Opioids: Information for Employees (guidance for employees that use or have used codeine, oxycodone and other opioids) and “How Health Care Providers Can Help Current and Former Patients Who Have Used Opioids Stay Employed (guidance for health care workers… Read more…

Let’s Review the FFCRA while Celebrating Mobile

More of Mobile’s downtown treasures are opening back up in the next few weeks. T.P. Crockmiers’ welcomes patrons back tomorrow, Friday August 21st.  The Crescent Theater opens its doors August 28th. These are excellent signs that life in Mobile is slowly returning to normal, but there are still closures and families are still impacted. We… Read more…

Wall Street Journal Money Challenge

By: Debbie Amsbaugh Over the weekend I was reading a Wall Street Journal article on unemployment and saw an advertisement for their Money Challenge. I decided to sign up. I like these types of things and frankly, I can use all the help I can get. My kids are graduates of the Dave Ramsey school… Read more…

Happy 30th Birthday to ADA

On July 26, 1990 the Americans with Disabilities Act was signed into law with the purpose to make America more accessible to people with disabilities. There are five parts to the law: Employment – this provides for reasonable accommodations in the work pace for employees and prohibits discrimination of people with disabilities in employment. Public… Read more…


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